{"id":16170,"date":"2025-04-05T08:31:16","date_gmt":"2025-04-04T23:31:16","guid":{"rendered":"https:\/\/reviewsu.gold-slushy.com\/%ed%98%bc%ec%9e%a1%ed%95%9c-%ec%8b%9c%ec%9e%a5%ec%97%90%ec%84%9c-%ea%b8%88-%ed%88%ac%ec%9e%90-%eb%a6%ac%ec%8a%a4%ed%81%ac-%ec%a4%84%ec%9d%b4%eb%8a%94-%eb%b0%a9%eb%b2%95-%ec%95%88%ec%a0%84%ed%95%98\/"},"modified":"2025-04-05T08:31:21","modified_gmt":"2025-04-04T23:31:21","slug":"%ed%98%bc%ec%9e%a1%ed%95%9c-%ec%8b%9c%ec%9e%a5%ec%97%90%ec%84%9c-%ea%b8%88-%ed%88%ac%ec%9e%90-%eb%a6%ac%ec%8a%a4%ed%81%ac-%ec%a4%84%ec%9d%b4%eb%8a%94-%eb%b0%a9%eb%b2%95-%ec%95%88%ec%a0%84%ed%95%98","status":"publish","type":"post","link":"https:\/\/reviewsu.gold-slushy.com\/%ed%98%bc%ec%9e%a1%ed%95%9c-%ec%8b%9c%ec%9e%a5%ec%97%90%ec%84%9c-%ea%b8%88-%ed%88%ac%ec%9e%90-%eb%a6%ac%ec%8a%a4%ed%81%ac-%ec%a4%84%ec%9d%b4%eb%8a%94-%eb%b0%a9%eb%b2%95-%ec%95%88%ec%a0%84%ed%95%98\/","title":{"rendered":"\ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uae08 \ud22c\uc790 \ub9ac\uc2a4\ud06c \uc904\uc774\ub294 \ubc29\ubc95, \uc548\uc804\ud558\uac8c \uc790\uc0b0 \uc9c0\ud0a4\ub294 \ub178\ud558\uc6b0!"},"content":{"rendered":"<div class=\"ql-editor\" style=\"white-space:normal;\"><\/div>\n<div class=\"homer\">\n\n<h2>\ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uae08 \ud22c\uc790 \ub9ac\uc2a4\ud06c \uc904\uc774\ub294 \ubc29\ubc95<\/h2>\n\n\uae08\uc740 \uc624\ub79c \uc5ed\uc0ac\ub97c \ud1b5\ud574 \uac00\uc7a5 \uc548\uc804\ud55c \uc790\uc0b0 \uc911 \ud558\ub098\ub85c \uc5ec\uaca8\uc838 \uc654\uc2b5\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ud604\uc7ac\uc640 \uac19\uc740 \ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uae08 \ud22c\uc790\uc5d0\ub3c4 \ub9ac\uc2a4\ud06c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 \uae08 \ud22c\uc790\uc5d0\uc11c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc758 \uc911\uc694\uc131<\/h2>\n\n\uae08 \ud22c\uc790\uc5d0\uc11c \uc131\uacf5\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ucca0\uc800\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc774 \ud074 \ub54c\ub294 \uadf8 \uc911\uc694\uc131\uc774 \ub354\uc6b1 \ubd80\uac01\ub429\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.\n\n<h3>\ubd84\uc0b0 \ud22c\uc790<\/h3>\n\n\uc804\ud1b5\uc801\uc778 \ud22c\uc790\uc5d0\uc11c\ub294 \uc790\uc0b0\uc744 \uc5ec\ub7ec \uac00\uc9c0\ub85c \ubd84\uc0b0\ud558\ub294 \uac83\uc774 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc73c\ub85c \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ud22c\uc790\uc5d0\uc11c\ub3c4 \ub2e4\uc591\ud55c \ud615\ud0dc\ub85c \ubd84\uc0b0 \ud22c\uc790\ub97c \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08 ETF, \uae08 \ucc44\uad74\uc8fc, \uae08 \uc120\ubb3c \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uad70\uc5d0 \ub098\ub220 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ud2b9\uc815 \uc790\uc0b0\uc758 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ub300\ud55c \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<h3>\uc2dc\uc7a5\uc758 \ud2b8\ub80c\ub4dc \ubd84\uc11d<\/h3>\n\n\uc2dc\uc7a5\uc740 \uc5b8\uc81c\ub098 \ubcc0\ud654\ud569\ub2c8\ub2e4. \uae08 \uac00\uaca9\uc758 \ubcc0\ub3d9 \uc6d0\uc778\uc744 \ubd84\uc11d\ud568\uc73c\ub85c\uc368 \ud22c\uc790 \uacb0\uc815\uc744 \ubcf4\ub2e4 \uc804\ubb38\uc801\uc73c\ub85c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ucd08 \uacbd\uc81c\uc9c0\ud45c, \ud1b5\ud654 \uc815\ucc45, \uae00\ub85c\ubc8c \uacbd\uc81c \uc0c1\ud669 \ub4f1\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc774\ud574\ud558\uba74, \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\ud22c\uc790 \ubaa9\ud45c \uc124\uc815<\/h2>\n\n\ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30\uc5d0 \uc55e\uc11c \uba85\ud655\ud55c \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubaa9\ud45c\uc5d0 \ub530\ub77c \uc804\ub7b5\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<h3>\ub2e8\uae30 vs. \uc7a5\uae30 \ud22c\uc790<\/h3>\n\n\uae08 \ud22c\uc790\uc5d0 \uc788\uc5b4 \ub2e8\uae30 \ubc0f \uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5\uc744 \uc124\uc815\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30 \ud22c\uc790\uc790\ub294 \uae08 \uac00\uaca9\uc758 \ube60\ub978 \ubcc0\ub3d9\uc744 \uc774\uc6a9\ud558\uc5ec \uc790\uc0b0\uc744 \ub298\ub9ac\ub824 \ud560 \uc218 \uc788\uc9c0\ub9cc, \uc774\ub294 \ub354 \ub192\uc740 \ub9ac\uc2a4\ud06c\ub97c \uac10\uc218\ud574\uc57c \ud568\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ubc18\uba74, \uc7a5\uae30 \ud22c\uc790\ub294 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ub300\ud55c \uc601\ud5a5\uc744 \uc801\uac8c \ubc1b\uc544 \ub354 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01\uc790\uc758 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc73c\ub85c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4.\n\n<h3>\uc704\ud5d8 \uac10\uc218 \uc131\ud5a5<\/h3>\n\n\ubaa8\ub4e0 \ud22c\uc790\uc790\ub294 \uc790\uc2e0\ub9cc\uc758 \uc704\ud5d8 \uac10\uc218 \uc131\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uae30 \uc704\ud574\uc11c\ub294 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc744 \uc798 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf4\uc218\uc801\uc778 \ud22c\uc790\uc790\ub294 \uae08\uc744 \uc548\uc804 \uc790\uc0b0\uc73c\ub85c \ubcf4\uae30 \ub54c\ubb38\uc5d0 \ube44\uc728\uc744 \ub192\uac8c \uc720\uc9c0\ud560 \uac83\uc774\uace0, \uacf5\uaca9\uc801\uc778 \ud22c\uc790\uc790\ub294 \ubcf4\ub2e4 \ub192\uc740 \uc218\uc775\ub960\uc744 \ubaa9\ud45c\ub85c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc131\ud5a5\uc5d0 \ub9de\ub294 \uae08 \ud22c\uc790 \ube44\uc728\uc744 \uc124\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\uc2dc\uc7a5 \ubd84\uc11d \ub3c4\uad6c \ud65c\uc6a9<\/h2>\n\n\ud6a8\uacfc\uc801\uc73c\ub85c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uae30 \uc704\ud574 \uc2dc\uc7a5 \ubd84\uc11d \ub3c4\uad6c\uc640 \uc815\ubcf4\ub97c \uc801\uc808\ud788 \ud65c\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.\n\n<h3>\uae30\uc220\uc801 \ubd84\uc11d<\/h3>\n\n\uae30\uc220\uc801 \ubd84\uc11d\uc740 \uc5ed\uc0ac\uc801 \uac00\uaca9 \ud328\ud134\uc744 \uae30\ubc18\uc73c\ub85c \ubbf8\ub798 \uac00\uaca9\uc744 \uc608\uce21\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ucc28\ud2b8\ub97c \ubd84\uc11d\ud558\uace0 \uc8fc\uc694 \uc9c0\ud45c\ub97c \ud30c\uc545\ud568\uc73c\ub85c\uc368 \uac00\uaca9 \ubcc0\ud654\ub97c \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \uc788\uc5b4 \uc720\uc6a9\ud55c \ub3c4\uad6c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<h3>\uae30\ucd08 \ubd84\uc11d<\/h3>\n\n\uae30\ucd08 \ubd84\uc11d\uc740 \uae08\uc758 \uc218\uc694\uc640 \uacf5\uae09\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c \ud569\ub2c8\ub2e4. \uae08 \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uae30\ucd08\uc801\uc778 \uc694\uc778\ub4e4, \uc608\ub97c \ub4e4\uc5b4, \uae00\ub85c\ubc8c \uae08 \uc0dd\uc0b0\ub7c9, \uacbd\uc81c \uc9c0\ud45c \ubc0f \ucf54\ub85c\ub09819\uc640 \uac19\uc740 \uc704\uae30 \uc0c1\ud669\uc774 \uae08 \uac00\uaca9\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ubd84\uc11d\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc5d0 \ucc38\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\uc2dc\uc7a5\uc5d0\uc11c \uc815\ubcf4 \ubc0f \ub274\uc2a4 \ud65c\uc6a9\ud558\uae30<\/h2>\n\n\uc815\ubcf4\uc640 \ub274\uc2a4\ub294 \ud22c\uc790\uc758 \ubc29\ud5a5\uc131\uc744 \uacb0\uc815\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uae08 \ud22c\uc790\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ucd9c\ucc98\uc5d0\uc11c \uc815\ubcf4\ub97c \uc5bb\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.\n\n<h3>\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ucd9c\ucc98 \uc120\ud0dd\ud558\uae30<\/h3>\n\n\uae08 \ud22c\uc790\uc5d0 \uad00\ub828\ub41c \uc815\ubcf4\ub97c \uc5bb\uae30 \uc704\ud574\uc11c\ub294 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uae08\uc735 \ub274\uc2a4 \ub9e4\uccb4\uc640 \uc804\ubb38 \ubd84\uc11d\uac00\uc758 \uc758\uacac\uc744 \ucc38\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc6f9\uc0ac\uc774\ud2b8, \uae08\uc735 \ubcf4\uace0\uc11c, \uc804\ubb38\uac00\ub4e4\uc758 \ube14\ub85c\uadf8 \ub4f1 \ub2e4\uc591\ud55c \ucd9c\ucc98\ub97c \ud1b5\ud574 \uc815\ubcf4\uc758 \uc815\ud655\uc131\uc744 \ube44\uad50\ud558\uace0 \ud3c9\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<h3>\ud22c\uc790 \ucee4\ubba4\ub2c8\ud2f0 \ucc38\uc5ec\ud558\uae30<\/h3>\n\n\ud22c\uc790\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \ucc38\uc5ec\ud558\uc5ec \ub2e4\uc591\ud55c \uc758\uacac\uc744 \ub098\ub204\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uacbd\ud5d8 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc758 \uc870\uc5b8\uacfc \uc758\uacac\uc744 \ub4e4\uc74c\uc73c\ub85c\uc368 \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uae08 \ud22c\uc790\uc5d0 \ub300\ud55c \ub354 \ub113\uc740 \uc2dc\uac01\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\uae08 \ud22c\uc790\uc5d0 \ub300\ud55c \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n<h3>Q1: \uae08 \ud22c\uc790\uc5d0 \ucd5c\uc801\uc758 \uc2dc\uae30\ub294 \uc5b8\uc81c\uc778\uac00\uc694?<\/h3>\nA1: \uae08 \ud22c\uc790\uc758 \ucd5c\uc801 \uc2dc\uae30\ub294 \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uacbd\uc81c \ubd88\uc548\uc815\uc774\ub098 \ud1b5\ud654 \uac00\uce58 \ud558\ub77d \uc2dc \uae08 \uac00\uaca9\uc774 \uc0c1\uc2b9\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uae30\uc5d0, \uc774\ub7ec\ud55c \uc2dc\uc810\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790\ub97c \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\n\n<h3>Q2: \uae08 \ud22c\uc790\uc5d0\uc11c \uc790\uc0b0 \ubd84\uc0b0\uc740 \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/h3>\nA2: \uc790\uc0b0 \ubd84\uc0b0\uc740 \ud2b9\uc815 \uc790\uc0b0\uc758 \uac00\uaca9 \ubcc0\ub3d9\uc73c\ub85c \uc778\ud55c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4. \uae08 \uc678\uc5d0\ub3c4 \ub2e4\ub978 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud568\uc73c\ub85c\uc368, \uae08 \uac00\uaca9 \ud558\ub77d \uc2dc\uc5d0\ub3c4 \uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n<h3>Q3: \uae08 \ud22c\uc790\uc5d0\uc11c \uae30\uc220\uc801 \ubd84\uc11d\uc774 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ub418\ub098\uc694?<\/h3>\nA3: \uae30\uc220\uc801 \ubd84\uc11d\uc740 \uacfc\uac70 \uac00\uaca9\uacfc \uac70\ub798\ub7c9 \ub370\uc774\ud130\ub97c \ucc38\uace0\ud558\uc5ec \ubbf8\ub798\uc758 \uac00\uaca9 \ubcc0\ub3d9\uc744 \uc608\uce21\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ucc28\ud2b8 \ubd84\uc11d \ubc0f \uc8fc\uc694 \uae30\uc220\uc9c0\ud45c \ud30c\uc545\uc744 \ud1b5\ud574 \uc801\uc808\ud55c \ub9e4\uc218 \ubc0f \ub9e4\ub3c4 \uc2dc\uc810\uc744 \uc120\ud0dd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n\n<br><br>\n\n<h2>\uacb0\ub860<\/h2>\n\n\ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uae08 \ud22c\uc790\uc758 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc740 \uc5ec\ub7ec \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc0b0 \ud22c\uc790, \uba85\ud655\ud55c \ubaa9\ud45c \uc124\uc815, \uc2dc\uc7a5 \ubd84\uc11d \ub3c4\uad6c\uc758 \uc801\uc808\ud55c \ud65c\uc6a9, \uadf8\ub9ac\uace0 \ubbff\uc744 \uc218 \uc788\ub294 \uc815\ubcf4 \ucd9c\ucc98\uc758 \ud65c\uc6a9 \ub4f1\uc774 \ubaa8\ub450 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ub7b5\uc744 \ud1b5\ud574 \uae08 \ud22c\uc790\uc5d0\uc11c\uc758 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\uace0 \ub354 \ub098\uc740 \uacb0\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790\uc790\ub4e4\uc740 \uc815\uae30\uc801\uc73c\ub85c \uc2dc\uc7a5\uacfc\uc758 \uad50\uac10\uc744 \ud1b5\ud574 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\n\n<br><br>\n\n<div>\n  <h3>\uad00\ub828 \ud574\uc2dc\ud0dc\uadf8<\/h3>\n  <p>#\uae08\ud22c\uc790 #\ub9ac\uc2a4\ud06c\uad00\ub9ac #\uc2dc\uc7a5\ubd84\uc11d #\uc548\uc804\uc790\uc0b0 #\uc7ac\ud14c\ud06c<\/p>\n<\/div>\n\n<\/div>\n<div class=\"ql-editor\" style=\"white-space:normal;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uae08 \ud22c\uc790 \ub9ac\uc2a4\ud06c \uc904\uc774\ub294 \ubc29\ubc95 \uae08\uc740 \uc624\ub79c \uc5ed\uc0ac\ub97c \ud1b5\ud574 \uac00\uc7a5 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